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Open Enrollment Tips

Open Enrollment time can be a confusing time for some parents as they are trying to figure out what insurance will be best to cover all their childs therapy. Take a look at these Open Enrollment tips from our Insurance Specialists.

Open Enrollment Tips: When looking at choices, add up the total premiums x 12 plus the total Out of Pocket. This will be the total you should expect to pay in a year as you will hit your total Out of Pocket with ABA therapy. Ensure that ABA is a covered benefit/ your provider is in-network prior to selecting a plan. Know the difference between 'Fully-Funded' and 'Self-Funded' plans: Fully-Funded plans follow state regulations and changes may not be able to be made to the plan. Self-Funded plans follow federal regulations and employers sometimes can make changes to covered benefits. *If you are opting for a Self-Funded plan wherein ABA is not covered, your employer may be able to add ABA as a covered benefit to the plan. Speak to an HR/Benefits Manager at your place of employment. If you're already enrolled in ABA or other services alert your providers that you will be switching to a new plan prior to the switch occuring. Consider opting into an HSA/FSA and using those funds for ABA. Get started with ABA Therapy at BPI Today! 888-308-3728 www.bpiaba.comDownload Now!

More free downloads

Gift Letter Fill-in-the-Blank

Have your child write a letter to Santa, a family member or friend to tell them what gifts they'd like this holiday season.

New Year's Eve Crossword

Bring in the New Year with this fun crossword puzzle brought to you by the Happy Apple!

North Pole Silly Blanks

Take a trip to the North Pole with the Happy Apple through this fun Silly Blanks!

Does your journey begin today?

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